What Personal Information Do We Collect?

1. Contact information (name, address, phone number, email)
2. Identification information (driver's license, passport, social security number)
3. Financial information (bank account numbers, credit/debit card information)
4. Transaction information (transaction history, amount, date)
5. Communication records (email, phone calls, chat logs)

How Do We Collect Personal Information?

1. Directly from you (applications, forms, online submissions)
2. From third-party sources (credit reporting agencies, verification services)
3. Automatically (cookies, web beacons, device information)

How Do We Use Personal Information?

1. To provide money transmission services
2. To verify identity and prevent fraud
3. To comply with regulatory requirements
4. To communicate with you
5. To improve our services

How Do We Share Personal Information?

1. With affiliated companies
2. With third-party service providers (payment processors, verification services)
3. With regulatory authorities
4. With law enforcement agencies (as required by law)
5. With your consent

How Do We Safeguard Personal Information?

1. Encryption and secure socket layer (SSL) technology
2. Firewalls and intrusion detection systems
3. Access controls and authentication measures
4. Regular security audits and testing
5. Employee training and confidentiality agreements

Your Rights

1. Right to access and correct personal information
2. Right to opt-out of marketing communications
3. Right to request deletion of personal information
4. Right to file a complaint

Changes to This Privacy Notice

We may update this Privacy Notice periodically. Changes will be effective immediately upon posting.